Credit Portfolio Monitoring Officer (M/F)
Banque Internationale à Luxembourg
- Luxembourg
- CDI
- Temps-plein
As a major player in Luxembourg's finance industry and as a signatory of the UN Principles of Responsible Banking, BIL is committed to handing over a responsible and sustainable bank to future generations.Your next challenge:The Credit Portfolio Monitoring officer is responsible of the monitoring of the credit portfolio of the Bank in terms of performance, trends, risks, and opportunities. This involves a combination of analytical skills, risk management expertise, and solution-driven attitude to ensure that Management has the relevant information about the credit portfolio for strategic decisions and improvements.
- Provide analysis of the credit portfolio's performance, identifying trends, risks, and opportunities. Produce regular reports to senior management, summarizing key portfolio metrics, performance indicators, and risk assessments.
- Identify and assess potential risks within the credit portfolio. Propose and implement solutions to mitigate identified risks and strengthen the overall risk management framework.
- Use early warning systems developed by 2LoD to promptly detect signs of deteriorating credit quality.
- Implement and maintain systems and analytics tools to support effective portfolio monitoring, including the rating calculation.
- Edit a regular reporting on the follow up of the overdraft, cover deficit, loan maturity and annual review and request actions when needed to the concerned teams.
- Participate to projects to improve credit process.
- Collaborate with credit risk analysts and other relevant departments to gather insights and share information about portfolio performance.
- Credit & Financial Instruments expertise
- Risk Reporting: Experience in preparing and presenting risk reports to senior management.
- Analytical Skills: Strong analytical skills to interpret complex financial data, identify trends, and assess portfolio performance.
- Excellent communication skills to convey complex information clearly and concisely, both verbally and in writing. This includes the ability to present findings to senior management and stakeholders.
- Up-to-date knowledge of relevant regulations and compliance standards in the financial industry, with the ability to ensure the team's adherence to these requirements.
- Banking Experience: Significant experience working in the Front Office and / or in risk management within the banking industry
- Domain of expertise : Risk Management, Credit, Analysis, Reporting
- Education (orientation) A bachelor's or master's degree in finance, economics, or a related field.
- You speak English and French
BIL is firmly of the opinion that diversity & inclusion contribute towards increasing the collective performance of the Bank. We are committed to creating a culture of inclusion that encourages individual development with equal opportunities for all.NB: The selected candidate will be asked to provide an extract from the criminal record (no.3) as evidence of integrity and justified with regard to the specific needs of the position to be filled.
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